Correction, 7 October 2026: This guide has been revised to remove unsupported salary-band calculations, automatic old/new-law splits and assumptions that DIFC and ADGM share the same benefits system.
The federal alternative Savings Scheme is an optional employer-adopted system, not an automatic replacement of every employee’s gratuity and not the same as DIFC DEWS.
Separate the pre-enrolment amount from the fund
MoHRE’s Savings Scheme FAQs state that the employer remains responsible for pre-enrolment gratuity, calculated on the basic wage at enrolment and payable when the employment relationship ends. Obtain the enrolment date, wage used and protected amount in writing.
Check the fund statement
For the period covered by the scheme, reconcile employer contributions, any voluntary employee contributions and investment performance against the provider’s statement. Do not run the traditional formula again over the same covered period. Fund values can change, and investment returns are not guaranteed.
Confirm eligibility and the complaint route
Ask which workers the employer enrolled, the approved fund, contribution records and the relevant authority. The UAE Government benefits guide describes the federal scheme and distinguishes financial-free-zone oversight. The checker routes this arrangement to guidance rather than estimating a misleading lump sum.
Check which rules apply before using a calculator
DIFC’s DEWS or another qualifying scheme, ADGM employment regulations and the federal alternative Savings Scheme have distinct rules. Part-time work needs its contractual hours ratio; domestic, government and pension-covered employment are outside this standard calculation. Use the free-zone comparison to identify your arrangement.
The Final Settlement Checker deliberately excludes this arrangement.
Reviewed 7 October 2026. General information, not personalised legal advice. If the contract, service continuity, salary change or deduction is disputed, confirm the facts with the relevant authority or a qualified employment adviser.